Terms of Service

Last updated: 6/17/2026

Welcome to PutSmallMoney. By using the platform you agree to these terms.

1. What PutSmallMoney is

PutSmallMoney is a private friend-to-friend betting coordination platform. We do not act as a bookmaker, do not hold any stakes, and do not take any percentage of winnings. We charge a one-time platform fee per bet creation.

2. Eligibility

You must be 18 years or older and able to enter binding contracts in your jurisdiction. Betting is your personal responsibility.

3. Bet creation & platform fee

Clicking "Create bet" prompts a platform-fee payment via bank transfer. Bet creation is only unlocked after the fee is confirmed. The fee is non-refundable once a bet is created.

4. Stake handling

The stake is held either by the chosen umpire or by both parties (each holding their own share). PutSmallMoney never holds the stake. Release of funds is the responsibility of the umpire or the parties — we provide tooling, not custody.

5. Umpires

You can invite trusted umpires from your dashboard or by direct invitation. Settling without an umpire requires both parties to mutually agree on the winner inside the app.

6. Disputes

Because PutSmallMoney does not hold funds, disputes between friends are between you and your umpire. We can suspend accounts for fraud but cannot force release of any stake.

7. Prohibited activity

  • Match-fixing, fraud, money laundering.
  • Using the platform for illegal gambling in your jurisdiction.
  • Harassment or coercion of friends, umpires, or staff.

8. Termination

We may suspend or terminate accounts that violate these terms.

9. Limitation of liability

PutSmallMoney is provided "as is". We are not liable for any loss of stake or dispute outcome between you, your friends, or your umpire.

10. Contact

support@putsmallmoney.com